Loans CreditXtra

Not the answer you were looking for?

Try these related questions:

No Related Questions Found

Loanfinder Answer Centre

Type your question to find an answer


Can I get a loan if I'm a discharged bankrupt?

by pedro 1968 on 13th May 2011

Question:

I was discharged from being a bankrupt a few years ago, will i be able to get a loan????????

Answer:

by Candice Gallab answered on 13th May 2011

If you are currently bankrupt you will not be able to apply for any sort of credit. If you've been bankrupt, you can apply to Loanfinder as soon as you've had your discharge papers, however it's not always advisable to start looking for credit straight away as you may not have much success. It's best to give it at least 3 months before you start to look for a loan or a credit card.

It's good to remember that creditors will be able to see your bankruptcy on your credit file for 6 years. Unfortunately, this can put a lot of lenders off and you may not be able to get a loan with a really competitive APR. Additionally, if you do take out credit and you are a discharged bankrupt it's really important to make all your payments on time as it can significantly damage your credit rating if you don't.





Comment

Name or Nickname:
How do you want your name to appear? e.g. Mike 3456
Do not use your real name.

Email Address:
(If you do not enter an email address, we will not be able to let you know when we have answered your question.)

Comment:

Search

Not the answer you were looking for? Search below for more questions:


Or you can ask a New Question

Need help choosing a lender? Browse our lender pages

Unsecured Loans

AA Loans, Nationwide Loans...

1 Hour Loans

First Direct, 24/7 MoneyBox...

Payday Loans

Payday UK, QuickQuid, Pounds till Payday...

Debt Consolidation Loans

NatWest Loans, Sainsbury's Loans....

No Credit Check Loans

Borro, Cash Genie, Uncle Buck...

Guarantor Loans

FLM Loans,

Personal Loans

Post Office Loans, Tesco Loans, Zopa Loans...

 

Browse all UK loans and lenders

Use the information on our website at your own discretion. We try to make sure it's 100% accurate all the time we're only human and we can't be held responsible for any inaccuracies.


Loanfinder.co.uk is a free to use comparison site. It's important to remember that the rates displayed on our website are representative. The actual APR will depend on the lender, the loan amount and the borrower's credit circumstances. Whilst we work with a number of lenders, we never let any money we get paid affect the information that's on our site.


Loanfinder is a trading name of Post Net Ltd. Registered in the UK, number 3400885. Registered Address: Walton House, 56-58 Richmond Hill, Bournemouth, BH2 6EX Registered with the Information Commissioner's Office Z7190505. Consumer Credit Licence Number 476055. Credit available to persons over 18. You are under no obligation by completing the application form.


Loanfinder is part of the Richmond Group of companies. Terms and Conditions | Data Protection | Site Map